Sunny Cars offers an insurance without excess. It is all included in the all-in rate, so you always have comprehensive coverage. At some destinations, Sunny Cars will cover the damage directly and you don't need to pay for anyhting, but there are also some destinations where you do have to pay the excess to the local rental partner in case of damage. In that case we will refund the full excess amount. When you get home, you can easily ask for a refund of the invoiced excess via the damage form. This also counts for damage to glass, tyres, underbody (including sump and clutch) or roof of the rental car.